( w.e.f. 03.09.2019 )
| Interest Rate % p.a. | AER % | |
|---|---|---|
| Below LKR 999.99Â | 0.0000 | - |
| Rs. 1,000.00 to Rs. 9,999.99 | 2.0000 | 2.0200 |
| Rs.10,000.00 & above | 2.5000 | - |
(Last Updated on 19th October 2020 )
Balances above LKR 100,001/- a bonus interest is Applicable on the NORMAL INTEREST, as follows:
| Balance | Age Below 15 years | Age Above 15 years | AER % |
|---|---|---|---|
| Interest Rate % p.a. | Interest Rate % p.a. | ||
| Balances up to Rs. 100,000/- | 4.0000 | 4.0000 | - |
| Balances above Rs. 100,001/- a bonus interest is Applicable on the NORMAL INTEREST, as follows: | |||
| Rs. 100,001 - 200,000/- | No Bonus Interest | 5.0000 | - |
| Rs. 200,001 - 300,000/- | No Bonus Interest | 7.5000 | - |
| Rs. 300,001 - 400,000/- | No Bonus Interest | 10.0000 | - |
| Rs. 400,001 - 500,000/- | No Bonus Interest | 12.5000 | - |
| Rs. 500,001 - 750,000/- | No Bonus Interest | 15.0000 | - |
| Rs. 750,001 - 1,000,000/- | No Bonus Interest | 17.5000 | - |
| Rs. 1,000,001 - 1,250,000/- | No Bonus Interest | 20.0000 | - |
| Rs. 1,250,001 - 1,500,000/- | No Bonus Interest | 22.5000 | - |
| Rs. 1,500,001 - and above | No Bonus Interest | 25.0000 | - |
| Rs. 2,000,001 - and above | 25.0000 | - | - |
(Last Updated on 17th November 2020 )
| Interest Rate % p.a. | AER % | |
|---|---|---|
| MINOR SAVINGS | 4.0000 | - |
(Last Updated on 31st December 2020 )
| Interest Rate % p.a. | AER % | |
|---|---|---|
| Seylfie Youth Account | 3.0000 | - |
(Last Updated on 31st December 2020 )
| Amount | Interest Rate % p.a. | AER % |
|---|---|---|
| Below LKR 9,999 | 2.0000 | - |
| LKR 10,000 to LKR 99,999 | 2.5000 | - |
| Above LKR 100,000 | 3.0000 | - |
(Last Updated on 31st December 2020 )
| Account Balance | Interest Rate % p.a. | AER % |
|---|---|---|
| Below 9,999 | 0.0000 | - |
| LKR 1,000 - LKR 9,999 | 2.0000 | 2.0200 |
| LKR 10,000 - LKR 49,999 | 2.5000 | - |
| LKR 50,000/- and above | 3.0000 | - |
(Last Updated on 31st December 2020 )
| Amount | Interest Rate % p.a. | AER % |
|---|---|---|
| Below 9,999 | 0.0000 | - |
| LKR 10,000 - LKR 499,999 | - | - |
| LKR 500,000 - LKR 999,999 | 2.5000 | - |
| Above LKR 1,000,000 | 3.0000 | - |
(Last Updated on 31st December 2020 )
Below Interest Rates are applicable for Normal Fixed Deposits, IIA and CTRA
Minimum deposit Rs. 100,000.00
| Interest Period | Interest Rate % p.a. | AER % |
|---|---|---|
| 30days | 3.7500 | - |
(Last Updated on 31st December 2020 )
Below Interest Rates are applicable for Normal Fixed Deposits, IIA and CTRA
| Interest Period | Interest Rate % p.a. | AER % |
|---|---|---|
| 2 MONTHS | 4.0000 | - |
| 3 MONTHS | 4.0000 | - |
| 6 MONTHS | 4.2500 | - |
| 12 MONTHS | 5.2500 | - |
| 24 MONTHS | 6.2500 | - |
| 36 MONTHS | 7.0000 | - |
| 48 MONTHS | 7.5000 | - |
| 60 MONTHS | 8.0000 | - |
(Last Updated on 31st December 2020 )
Below Interest Rates are applicable for Normal Fixed Deposits, IIA and CTRA.
Minimum Deposit - LKR 25,000.00
| Interest Period | Interest Rate % p.a. | AER % |
|---|---|---|
| 12 MONTHS | 4.7500 | - |
| 24 MONTHS | 5.5000 | - |
| 36 MONTHS | 5.7500 | - |
| 48 MONTHS | 5.7500 | - |
| 60 MONTHS | 6.0000 | - |
(Last Updated on 31st December 2020 )
Interest Rates are applicable for Normal Fixed Deposits, IIA and CTRA.
Minimum Deposit - LKR 100,000.00
| Interest Period | Interest Rate % p.a. | AER % |
|---|---|---|
| MONTHLY | 5.7500 | - |
| ANNUALLY | 6.0000 | - |
| AT MATURITY | 7.5000 | - |
(Last Updated on 31st December 2020 )
Interest Rates are applicable for Normal Fixed Deposits, IIA and CTRA.
Minimum deposit - LKR 100,000.00
| Interest Period | Interest Rate % p.a. | AER % |
|---|---|---|
| MONTHLY | 6.0000 | - |
| ANNUALLY | 6.2500 | - |
| AT MATURITY | 8.0000 | - |
(Last Updated on 31st December 2020 )
| Interest Period | Interest Rate % p.a. |
|---|---|
| 31 - 60 DAYS | 3.7500 |
| 61 - 90 DAYS | 4.0000 |
| 91 - 120 DAYS | 4.0000 |
| 121 - 150 DAYS | 4.0000 |
| 151 - 180 DAYS | 4.0000 |
| 181 - 210 DAYS | 4.2500 |
| 211 - 240 DAYS | 4.2500 |
| 241 - 270 DAYS | 5.0000 |
| 271 - 300 DAYS | 5.0000 |
| 301 - 330 DAYS | 5.1500 |
| 331 - 365/366 DAYS | 5.1500 |
(Last Updated on 31st December 2020 )
Minimum Depost for Millenium'30, Shakthi Deposit, 5 Star Deposit - LKR 100,000.00
| Interest Period | Monthly (Only for deposits of over LKR 25,000/-) | Annually | Maturity | |||
|---|---|---|---|---|---|---|
| Interest Rate % p.a. | AER % | Interest Rate % p.a. | AER % | Interest Rate % p.a. | AER % | |
| 30 Days - Millennium 30 -Minimum deposit LKR 100,000/- | N/A | N/A | N/A | - | 3.7500 | - |
| 2 MONTHS | N/A | N/A | N/A | - | 4.0000 | - |
| 3 MONTHS | N/A | N/A | N/A | - | 4.0000 | - |
| 6 MONTHS | N/A | N/A | N/A | - | 4.2500 | - |
| 12 MONTHS | 5.2500 | - | N/A | - | 5.7500 | - |
| 24 MONTHS | 6.0000 | - | N/A | - | 6.7500 | - |
| 36 MONTHS | 6.2500 | - | N/A | - | 7.5000 | - |
| 48 MONTHS / SEYLAN SHAKTHI(Minimum deposit LKR 100,000/-) | 6.2500 | - | 6.5000 | - | 8.0000 | - |
| 60 MONTHS / SEYLAN 5 STAR(Minimum deposit LKR 100,000/-) | 6.5000 | - | 6.7500 | - | 8.5000 | - |
(Last Updated on 31st December 2020 )
Minimum Deposit - LKR 100,000.00
| MATURITY Period | Interest Rate % p.a. | AER % |
|---|---|---|
| 6 MONTHS | 4.0000 | - |
| 12 MONTHS | 5.0000 | - |
| 24 MONTHS | 6.0000 | - |
| 48 MONTHS | 7.2500 | - |
| 60 MONTHS | 7.7500 | - |
(Last Updated on 31st December 2020 )
| Amount | Interest Rate % p.a. |
|---|---|
| Up to LKR 1,000,000.00 | 0.0000 |
| Above LKR 1,000,000.00 | 3.0000 |
(Last Updated on 31st December 2020 )
| Currency | Code | Minimum Balance | Interest Rate % p.a. | AER % |
|---|---|---|---|---|
| US Dollar | USD | 25 | 2.0000 | - |
| Sterling Pound | GBP | 15 | 1.0000 | - |
| Euro | EUR | 20 | 0.5000 | - |
| Australian Dollar | AUD | 35 | 2.0000 | - |
| Japanese Yen | JPY | 2,850 | 0.1250 | - |
| Swiss Franc | CHF | 35 | 0.1250 | - |
| Singapore Dollar | SGD | 45 | 0.2500 | - |
| Canadian Dollar | CAD | 30 | 1.5000 | - |
| Norwegian Kroner | NOK | 200 | 0.2500 | - |
| Danish Kroner | DKK | 175 | 0.2500 | - |
| Swedish Kroner | SEK | 200 | 0.1500 | - |
| Hong Kong Dollar | HKD | 200 | 0.1250 | - |
| New Zealand Dollar | NZD | 35 | 1.0000 | - |
| Chinese Yuan | CNY | 500 | 0.2500 | - |
(Last Updated on 18th May 2020 )
| Currency | Code | Amount | 1 month | AER % | 3 months | AER % | 6 months | AER% | 1 year | AER % | 1 Year (Monthly) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| US Dollar | USD | 500 | 2.2500 | - | 3.0000 | - | 3.5000 | - | 4.0000 | - | 3.5000 |
| Sterling Pound | GBP | 500 | 1.2500 | - | 2.2500 | - | 2.5000 | - | 3.0000 | - | 2.5000 |
| Euro | EUR | 500 | 0.7500 | - | 1.5000 | - | 1.7500 | - | 2.0000 | - | 1.7500 |
| Australian Dollar | AUD | 500 | 2.5000 | - | 3.0000 | - | 3.2500 | - | 3.5000 | - | 3.0000 |
| Japanese Yen | JPY | 50,000 | 1.0000 | - | 1.2500 | - | 1.5000 | - | 1.7500 | - | 1.5000 |
| Swiss Franc | CHF | 500 | 0.5000 | - | 0.7500 | - | 1.0000 | - | 1.0000 | - | 0.7500 |
| Singapore Dollar | SGD | 500 | 0.7500 | - | 1.0000 | - | 1.2500 | - | 1.5000 | - | 1.2500 |
| Canadian Dollar | CAD | 500 | 2.0000 | - | 2.2500 | - | 2.2500 | - | 2.5000 | - | 2.2500 |
| Norwegian Kroner | NOK | 5000 | 0.5000 | - | 0.5000 | - | 0.7500 | - | 1.0000 | - | 0.7500 |
| Danish Kroner | DKK | 5000 | 0.2500 | - | 0.2500 | - | 0.2500 | - | 0.5000 | - | 0.2500 |
| Swedish Kroner | SEK | 5000 | 0.2500 | - | 0.2500 | - | 0.2500 | - | 0.5000 | - | 0.2500 |
| Hong Kong Dollar | HKD | 5000 | 0.2500 | - | 0.5000 | - | 0.7500 | - | 1.0000 | - | 0.7500 |
| New Zealand Dollar | NZD | 1000 | 0.5000 | - | 1.0000 | - | 1.5000 | - | 2.0000 | - | 1.7500 |
| Chinese Yuan | CNY | 5000 | 0.5000 | - | 0.7500 | - | 1.0000 | - | 1.5000 | - | 1.2500 |
(Last Updated on 18th May 2020 )
| Currency-USD | 01 Year (%) | 02 Years (%) | 03 Years (%) | 04 Years (%) | 05 Years (%) |
|---|---|---|---|---|---|
| Monthly | 3.5000 | 3.7500 | 3.7500 | 4.0000 | 4.2500 |
| AER | - | - | - | - | - |
| Maturity | 4.0000 | 4.2500 | 4.6000 | 5.0000 | 5.5000 |
| AER | - | - | - | - | - |
(Last Updated on 18th May 2020 )
w.e.f. 03.09.2019
| Description | Interest Rate % p.a. |
|---|---|
| Export Bill Finance - Rupee Facilities | 11.5000 |
| Export Finance - US$ Facilities | 5.0000 - 6.0000 |
| Packing Credit | 11.5000 |
| Import Bill Facilities - Rupee Facilities | 12.5000 |
| Lending to Small/ Medium Industries up to 5Years | 6.0000- 15.0000 |
| Residential Housing | 8.5000 - 12.5000 |
| Pawning | 9.5000 |
| Overdrafts | 14.0000 - 15.0000 |
| Corporate Lending | 11.0000 - 12.0000 |
| Personal/ Retails Lending | 9.0000 - 14.0000 |
| Agricultural Lending short term (up to 1Year) | 7.0000 - 15.0000 |
(Last Updated on 31st December 2020 )
| Tenure (fixed) | **Special Rate for Permanent employees with Salary Assignment (Salary above LKR 100,000/- net) (%) | Rate for Non- Salary assigned clients (%) |
|---|---|---|
| 1 Year | 8.0000 | 8.5000 |
| 2 Years | 8.2500 | 8.7500 |
| 5 Years | 8.7500 | 9.7500 |
| 10 Years | 11.0000 | 11.5000 |
(Last Updated on 31st December 2020 )
| Period | Professionals & Premium Companies Income / Salary LKR 300,000/- & Above | Professionals & Premium Companies Income / Salary LKR 100,000/- to LKR 299,999/- | Salary Category LKR 100,000/- and above Interest Rate % p.a. |
Salary Category From LKR 50,000/- upto LKR 99,999/- Interest Rate % p.a. |
|---|---|---|---|---|
| 01 Year | 8.5000 | 9.0000 | 9.0000 | 10.0000 |
| 02 Years | 9.0000 | 9.5000 | 9.5000 | 10.5000 |
| 03 Years | 9.0000 | 9.5000 | 10.0000 | 11.5000 |
| 04 Years | 9.0000 | 9.5000 | 10.5000 | 11.5000 |
| 05 Years | 9.0000 | 9.5000 | 10.5000 | 11.5000 |
| 06 Years | 10.0000 | 10.5000 | 11.0000 | 12.0000 |
| 07 Years | 10.5000 | 11.0000 | 11.5000 | 12.5000 |
(Last Updated on 31st December 2020 )
| Period | Professionals & Premium Companies Salary LKR 100,000/- & above | Salary Category From LKR 50,000/- upto LKR 99,999/- Interest Rate % p.a. |
Salary Category LKR 100,000/- and above Interest Rate % p.a. |
|---|---|---|---|
| 01 Year | 13.7500 | 14.5000 | 14.0000 |
| 02 Years | 13.7500 | 14.5000 | 14.0000 |
| 03 Years | 13.7500 | 14.5000 | 14.0000 |
| 04 Years | 14.0000 | 15.0000 | 14.5000 |
| 05 Years | 14.0000 | 15.0000 | 14.5000 |
| 06 Years | 14.5000 | 15.7500 | 14.7500 |
| 07 Years | 14.5000 | 15.7500 | 14.7500 |
(Last Updated on 31st December 2020 )
w.e.f 23.12.2018
| Loan Term | Against Property Mortgage Interest Rate % p.a. | Against Guarantors (Up to LKR 2Mio only) Interest Rate % p.a. |
|---|---|---|
| 01 Year | 9.5000 | 11.0000 |
| 02 Years | 10.0000 | 11.5000 |
| 03 Years | 10.5000 | 12.5000 |
| 04 Years | 11.0000 | 13.0000 |
| 05 Years | 11.0000 | 13.0000 |
| 06 Years | 12.0000 | 13.5000 |
| 07 Years | 12.0000 | 13.5000 |
(Last Updated on 31st December 2020 )
| Against Property Mortgage Interest Rate % p.a. | Against guarantors (Up to LKR 2 Mio only) Interest Rate % p.a. |
|---|---|
| 14.00% | 11.0000 |
(Last Updated on 31st December 2020 )
| Period | Customer Rate |
|---|---|
| 1 | 10 |
(Last Updated on 6th January 2021 )
