VISA Gold Credit Card


Celebrate your path to success with the Credit Card that gives you great savings.


  • Up to 51days of Interest – Free – Credit
  • Free SMS Alert in every transaction to ensure high security.
  • Enjoy attractive Promotional discounts right throughout the year, when you pay with your Seylan VISAGoldCredit Card. 
  • Manage your Credit Card payments with convenience using the Call & Convert (Pay plans page) Installment Plan Facility.
  • Enjoy purchasing with 0% interest free Installment Schemes on selected categories
  • View your statements on the go with Seylan e-statement.
  • Purchase your “Return Air Ticket” using SeylanGold Credit Card, and be entitled to a complimentary Travel Insurance cover.
  • Enjoy Flexible payment plans with “Seylan Express Cash”. 
  • Get a “Cash Advance” from your Seylan Gold Credit Card from any ATM machine.
  • Supplementary Credit Card for your loved ones. 
  • Transfer your other bank Credit Card balances to Seylan Credit Card and enjoy savings using Seylan Bank Balance Transfer Instalment Plan (SBTIP)option.
  • Seylan VISA Gold Credit Card is now Paywave enabled making transactions swift and easy for all customers.
  • Get your Seylan Credit Card updates via a SMS Anywhere, Anytime.

Get started:

Eligibility:

  • Sri Lankan citizensof18 years and above
  • Minimum monthly income of LKR 50,000.00(net).

Or

Instant Credit Card when you place a Fixed Deposit as Security, with 75% of your deposit value as your Credit Card Limit.


Documents Required:

  • National Identity Card
  • Last 3 Months Certified Pay slips
  • Billing Proof
  • Letter of Confirmation

Note : Any other documents pertaining to the matter will be requested by the bank, to ensure better customer service in the future. 


Apply Now: 

Option 1 :


Simply call us on 24/7 our customer care +94 11 200 88 88

Option 2 :


Simply make a request through our 24/7 Seylan Chat Agents.

Option 3 :


Visit the nearest Branch

Apply for SMS service today

For a single card;

Type SBK CC & Send to 3040 from your registered mobile number

If you have multiple cards,

Type SBK CC (Last 4 digits of your credit card) & Send to 3040 from your registered mobile number.


Credit Limit: LKR 100,000 to 199,999.99

Interest Rate: 28%


Service Charges

Type of Fee Amount LKR/ Description
Joining Fee 1,250.00
Annual Fee 2,500.00
Supplementary Card Fee 1,250.00
  51 Days
Interest Free days on purchases (maximum)
  • (Interest Free days are applicable only when full settlement is made monthly and is not applicable for Cash Advances)
  • Interest/Finance Charges on Purchases 2.46% for Platinum, Gold & Classic Credit Card and 2.46% for Freedom Credit Card per month from transaction date up to settlement date
Late payment fee 990.00
Excess Limit fee 1,000.00
PIN Re. Issue fee 200.00
Cash Advance Fee 400.00
Statement copy fee 600.00
Confirmation Letter Issuing Fee 600.00
Voucher Copy Retrieval fee 850.00
Cheque Return – Refer to drawer LKR 2,000.00 + Postage
Cheque Return – Other Reasons LKR 1,000.00 + Postage
Lost card Replacement fee 1,000.00
Overseas Courier Fee 2,500.00
  • The Bank reserves the right to change the above rates at any time with prior notice.
  • No refund of Annual Fees will be made if the card is terminated or not accepted.
  • Seylan Visa Debit Cards are Visa Paywave enabled.
  • ATM withdrawal limits may vary subject to ATM limits of the particular bank.

Terms and Conditions

  • No refund of Annual Fees will be made if the card is terminated or not accepted.
  • No Financial Charges will be levied (except on Cash Advance) if full settlement is made monthly on or before due date.
  • Additional expenses, such as legal fees, credit transfers, cheque issuance and overseas charges (e.g. courier, fax, postage etc.) will be levied where incurred.
  • Secure Card (against Fixed Deposits) will be issued “Free of Charge” and will attract “Lower” Interest rate.
  • Government Stamp Duty of 2.5% will be applicable for all Foreign Currency Transactions and debited to the account in the following billing cycle.
  • The Bank reserves the right to change the above rates at any time with prior notice.
  • Credit Card Holder Agreement
  • Code of Conduct for Credit Card Operations
  • Format of Credit Card Monthly Statement